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My card got flagged for fraud last Tuesday and I was stuck with zero money for 4 hours
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roberts.leo5mo ago
Happened to me last month, brutal.
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the_tessa5mo ago
Yeah that's the worst. I read an article that said banks are getting way too jumpy with these fraud alerts now. They'd rather freeze a real customer than let a single bad charge slip through. Four hours is a long time to be totally cut off, did they at least get it sorted for you quickly after that?
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spencer4005mo ago
Four hours is brutal, I'd be freaking out. @the_tessa is right about banks being too jumpy now. I saw a thing where they said the computer systems flag anything that looks even a little weird, and a real person barely checks it. It's all about them avoiding any loss, even if it screws over regular people. Makes you wonder if they even care about the hassle it causes.
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reese_lee92mo ago
The whole system is a mess and it keeps getting worse. Banks act like every single transaction is a federal crime waiting to happen. They have all this fancy software that can't tell the difference between a real customer buying groceries and some scammer draining an account. It feels like the human review part barely exists anymore. They save their own skin and we get stuck waiting hours to use our own money.
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