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Bank teller in Tulsa told me one weird trick that got my secured card deposit back in 8 weeks
I walked in to ask about upgrading my $200 secured card and she said paying early twice a month instead of once reports a lower balance to the bureaus. Has anyone else tried splitting payments like that and actually seen a score bump?
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pat_stone1mo ago
Not sure paying twice a month is some magic trick. The balance reported is whatever it is on your statement date, so unless you're timing those payments to land right before it closes, it's not doing much.
Sounds more like she was just guessing. A $200 limit isn't gonna move your score all that much either way.
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