Thought the credit repair company was a scam until my score jumped 60 points

I signed up for one of those credit repair services back in March mostly to prove my buddy wrong who swore by them. They disputed a couple of old medical bills from 2018 that I had forgotten about, and after 3 months my FICO went from 592 to 652. I still think most of them are trash, but the one thing that actually worked was them finding a collections account that was past the statute of limitations in Arizona. Has anyone else had luck getting old debts removed without paying them?

3 comments

3 Comments

robert6591d ago

Started doubting my own skepticism after seeing results with my score.

ward.kim1d ago

Oh PLEASE, don't tell me you're gonna turn into one of THOSE people now. Next thing you know you'll be selling essential oils and posting about your aura.

fiona_kim1d ago

Huh. I read something about this the other day, some study about how people’s brains actually change when they track their numbers. It’s like the feedback loop messes with your intuition. Not saying it’s fake, just that the whole skepticism thing gets complicated when you have proof in front of you. Guess that’s why they call it the data driven trap or whatever.

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