Wait, you can just ask for the cash price like that? That is wild that it was $14 when your copay was $95. That whole thing makes no sense to me. It's like the insurance is costing you more than just paying out of pocket. I've heard people say this happens a lot but it still blows my mind every time I see it. Good on you for asking though, most people would just hand over the $95 and never know.